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今年夏天买旅游大发888dafa划算吗?

随着夏天的迅速临近, you may be asking yourself which expenses are worth the investment when planning ahead for vacations. 尤其是在旅游大发888dafa方面, you want to make sure you’re not overpaying for protection that may not be 100 percent necessary. 这取决于你去哪里旅行,在那里待多久, taking a trip can eat up a substantial amount of your budget as it is. Add in travel insurance, and you could quickly acquire more costs than you originally planned.

全球旅游大发888dafa市场的价值为13美元.预计到2021年将增长到31亿美元.到2027年将达到30亿. 这一增长部分是由于在线旅游预订的增长, 以及增加的商务差旅费用. As you may expect, tourism is one of the key factors contributing to this rise. 根据世界旅游组织(UNWTO), there was a 4 percent increase in global international tourist arrivals in 2021.1,2

当你为你的暑假做计划时, there are a variety of factors you should consider before investing in a travel insurance policy. 然而保护从来都不是坏事, you want to make sure that the value of coverage outweighs the added cost. For people on a tight budget, travel insurance may not be worth the financial stress involved. 然而, 当谈到更长、更昂贵的假期时, travel insurance could quickly prove to be a beneficial use of your money.

什么时候考虑旅游大发888dafa

One of the most common reasons you may want to invest in travel insurance is if you're taking an expensive vacation involving non-refundable fees, 比如你的机票费用, 酒店, 和运输. While your credit card may reimburse you for a portion of these expenses, 你很容易产生超出报销限额的费用. Even if your chosen travel provider offers a reimbursement policy, it may not be as lenient or flexible as a travel insurance policy. 旅行大发888dafa会因为各种各样的原因给你报销, 包括意外的工作要求, 疾病, 军事部署. 另外, you may not have restrictions regarding when you can cancel a trip, 而对于旅行社来说,情况并非总是如此.

With more money invested upfront comes more concern about the chance that unexpected circumstances may inadvertently change your plans with minimal or no prior notice. 事故发生, especially when you're in an unfamiliar place doing activities you may not entertain in your home state. 有旅游大发888dafa, you're protecting yourself from the thousands of dollars in hospital fees you could incur in the event of an accident or emergency while on vacation. 如果你有既存状况, travel insurance can help make sure you don't spend an obscene amount of money if your condition worsens during your time away from home.

什么时候不买旅游大发888dafa

如果你喜欢周末短途旅行, travel insurance may not be worth it in the long run because a policy could potentially cost more than the trip itself (or at least add up to an amount greater than your total travel expenses). 尤其是在机票和酒店预订方面, the airline and 酒店 you choose may be able to reimburse your expenses if you cancel (or at least offer you credit so you can take the trip at a later date). It's important to read the fine print before making these payments in case refunds are limited or non-existent.

If you have car insurance and a credit card specifically designed for travel, you may already be paying for the protection a travel insurance provider could offer. 而不是花更多的钱买双倍的大发888dafa, 相反,你可以最大化现有的政策.

在探索你的旅行大发888dafa选择时, you're going to want to purchase a policy sooner rather than later if you want to avoid a higher premium or reduced coverage. If you're unable to pay for coverage within 10 to 15 days of booking your trip, it may be best to avoid travel insurance altogether to avoid additional fees and low-quality protection.

在决定之前彻底评估你的旅行

While extra protection could provide you with the peace of mind you need to fully enjoy your vacation, 这取决于大发888dafa单的费用, 它可能不值得你花时间和投资. Especially if you're going on a relatively short and inexpensive trip within the states, the amount of money you could lose may end up being less than what you would pay for a travel insurance policy.

有这么多的供应商, 如果你买了旅游大发888dafa,你要确保, 你会得到最适合你的大发888dafa. 从你旅行的地点到潜在的医疗意外, it's a good idea to outline your top concerns to determine which policy best suits the needs of both you and your family.

1. 业务Wire.2022年7月5日
2. 业务Wire.2022年7月5日

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. 请咨询法律或税务 professionals for specific information regarding your individual situation. This material was developed and produced by 消费品套件 to provide information on a topic that may be of interest. 消费品, 有限责任公司, 不隶属于指定的经纪自营商, 国家或证券交易委员会注册的投资咨询公司. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. 版权 消费品套件.

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